You are herePlanned Giving, Real Estate & Auto Donations
Planned Giving, Real Estate & Auto Donations
Planned Giving
We challenge you to consider an on-going partnership with Harbor House in order to make a long-term impact in our community.
Regular giving
Show your support of Harbor House by giving monthly, quarterly or annually!
The Charitable Gift Annuity
A CGA is a contract with Harbor House that guarantees fixed payments to one or two annuitants for as long as any annuitants survive, the remaining balance of the CGA is released to Harbor House.
Supporting Harbor House’s ministry through a CGA also results in a partial charitable income tax deduction, and a portion of the annuity payment may be free from income taxes for a period of time. In addition to cash, CGAs can be funded with appreciated stock, which if transferred directly to Harbor House, can save you a significant portion of the capital gain. There is also a deferred version of the CGA that allows payments to begin at a later date, resulting in a higher payment rate.
Beneficiary tools
Designate Harbor House as the full or partial beneficiary of your bank account, IRA or life insurance policy. The usual tax benefits apply.
Pension Assets
A simple and effective way to change families’ lives while reducing income and estate taxes is to name Harbor House as a beneficiary of your pension assets (e.g. IRA, 401(k), 403(b)). Simply request a Change/Add Beneficiary form from the institution that manages your IRA or pension plan.
Stock Donations
You or your company can donate stock, stock options, and other investments to Harbor House in one simple transaction. A gift of stock owned for more than one year usually entitles you to a charitable deduction for the full market value at the time the gift is made. You benefit by avoiding capital gains taxes and reducing income taxes. Harbor House gains by receiving property that is easy to sell and will generate funds to support its ministry in the Bay Area.
Workplace Giving Programs
Designate Harbor House through United Way or the Combined Federal Campaign or your employer’s workplace giving program. Include your employer’s matching gift form with your gift form with your gift to Harbor House and it will be doubled!
Bequests
Include Harbor House in your will through a specific bequest or a percentage of the remaining estate. Gift and estate taxes are usually reduced or avoided.
Other Planned Giving Opportunities
There are many more ways to support Harbor House’s ministry. To discuss such options, please contact our Executive Director, Kathy Dwyer at (510) 534-0165, kathyd@hhministries.org, or a qualified attorney, accountant, or financial planner. Again, thank you!
Real Estate Donations
Do you have a piece of property that you can’t use? Are you paying taxes on land you don’t want? Donate real estate or a portion of the sales proceeds from the sale of your home to Harbor House. When you donate land you: stop paying taxes and maintenance on a property you don’t use, qualify for an IRS tax deduction and avoid all the headaches of selling a property by donating it!
Vehicle Donations
We have established arrangements with Autos for Auction, Inc. and Donate For Charity to process vehicle donations for us.
They will arrange a free vehicle pickup, handle all the DMV issues, sell the vehicle at auction, and distribute the net proceeds to Harbor House Ministries.
By donating, you’ll avoid having to sell a used vehicle, help support Harbor House Ministries, and receive a receipt entitling you to declare the fair market value of your vehicle as a tax deduction. When you’re ready to donate, or if you want to learn more, contact: